Example statistics of income and expenses

Before investing you have to be clear about your net profit or loss per month.

Profit and loss account

Net income: 2 500 €

Dwelling: 700 €

Nutrition: 300 €

Car rental: 700 €

Car fuel: 300 € (2 000 km x 10 l/100 km x 1.50 €)

Miscellaneous: 250 €


The income (2 500 €) is higher than the expenses (2 250 €). The monthly profit is 250 €.


With 250 € per month, investing in different assets is possible:

Cash: save at least 3 net incomes (7 500 €) for unexpected expenses.

Stocks: start buying ETFs as soon as your cash reserves exceed 7 500 €.

Commodities: start buying to diversify your portfolio.

Passive income: read this blog post to learn more about passive income.

Published by Schmitt Trading Ltd

Schmitt Trading Ltd is an international software company and develops trading robots. We want to share with you how we live our dream to become financially independent. Join us at our thrilling day-to-day adventure trip to freedom. Follow us for more information. Subscribe to our latest blog posts.

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